138 Church Street, Saratoga Springs, Inside, NY 12866, Saratoga Springs, Inside

Located just blocks from the heartbeat of Broadway in downtown Saratoga Springs, 138-140 Church Street offers an exceptional blend of location, scale, and versatility—now with an even sharper edge.
Zoned UR-3, the property allows for a range of owner-occupied uses beyond residential living, including personal-service ventures such as daycare, beauty or nail salon, and more (per city zoning). That flexibility opens the door to creative live/work possibilities—perfect for those seeking a downtown residence that can also accommodate a business or secondary income stream.
A property with a documented business history—its adaptive heritage adds to its value. The building has served in commercial capacity, and now has been thoughtfully reimagined as a bright and stylish residence with multiple living options and remarkable adaptability. Whether you’re looking for a downtown home with room to grow, an investment with built-in income potential, or a live/work setup with creative energy—this one checks all the boxes.
The main home (#138) features four bedrooms and three full baths, including a spacious, beautifully finished accessory suite. Flooded with natural light, it offers a contemporary feel with hardwood floors, a custom kitchen, and crisp architectural lines. With kitchens on both floors, the home is well on its way to a two-family configuration, and a simple addition of an exterior entry could expand that flexibility even further.
Next door, a two-car garage has been cleverly converted into a fully approved apartment—complete with a private bath, laundry, and living area. A smaller garage bay remains for storage or compact parking, and the loft above adds bonus utility or guest space.
Out back, the tremendous opportunities of a massive paved parking area can easily accommodate 20+ vehicles—an unheard-of amenity this close to downtown. Ideal for tenants, guests, or clients, the space could even host a pickleball court!